What You Should Do If Your Business Has Experienced Flood Damage

When you are a business owner, the last thing you probably think about on a daily basis is the potential for a catastrophic event like a flood or a tornado. But those types of events are always a possibility, whether they are on your mind regularly or not. You may even realize this first-hand if you own a business that has recently suffered flood damage, either from a natural disaster or a burst pipe. Learn some of the steps that you should take when your business has experienced flood damage. Then, you can be sure you handle the flooding issue as well as possible. 

Document Everything

First and foremost, it is vital that you document everything when it comes to the damage in your building. Before you try to move or salvage anything, take several photos and videos of the area that is affected by flooding. Narrate the videos to describe what is being seen. 

This documentation will be important for insurance purposes and will help you to show any potential contractors what they will be dealing with when they come in to work on your building. It will also give your records to keep for your business as far as expenses and the like go for tax season (in case you get audited). 

Contact Your Insurance Company

You will want to contact your insurance company or companies right away when you have experienced any kind of flood damage. Many general policies only cover certain types of water damage (burst pipes, for example), but if you have a flood insurance rider or separate policy, you may be more covered than you think. 

Contact all insurance companies and discuss your policy coverage. If your insurance agent believes any part of the damage might be covered, file a claim. If they are sure you have no coverage for this type of damage, filing a claim would likely not be in your business's best interest. 

Get Things Dry

Your first order of business after the documentation and insurance issues are taken care of is to get things dry. You do not want to leave moisture in your building for any extended period of time, whether you plan to have the work done immediately or wait for any reason. The longer water and dampness remain in your building, the more likely you are to have significant damage as well as the development of mold. 

It is not just enough to remove the large quantities of water. You will also want to bring in industrial fans and dehumidifiers to remove moisture from surfaces and the air. If you do this right away, you can limit the costs of repairs and the extent of the damage. 

With these steps in mind, you can be sure you are doing what you can to fix the situation when your business has experienced flood damage. Visit a website like http://www.apex411.com to learn more.

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